$ 7,500 Hardy 5 WOODED ACRES! - 5 acres
View More Of Our Arkansas Real Estate
Archive for October of 2008
New Real Estate Listings
October 31, 2008New Real Estate Listings
October 29, 2008
$ 99,000 Cherokee Village BEAUTIFUL HOME! - 2 bedroom 2 bath 1542 sqft
View More Of Our Arkansas Real Estate
View More Of Our Arkansas Real Estate
IT'S OFFICIAL - WE'VE MOVED!
October 24, 2008
Ozark Gateway Realty (OGW LLC) announces that their office has relocated to 1206 Hwy. 62/412 in Highland, AR. Established January, 2005 Ozark Gateway Realty was originally located next to the Highland Twin Cinema. Broker/owner Dick Sackett purchased 1206 Hwy. 62/412 several years ago with the thought that he might the business to this location one day. The move happened October 1, 2008 to the newly painted red office across from the Urgent Care.
Ozark Gateway Realty specializes in assisting homeowners sell their properties through its $3,900 Flat Fee Listing service. Provided an owner wanted to be involved with the selling process, there could be a savings of over $17,000 on a $300,000 sale or over $10,000 on a $200,000 sale!
Ozark Gateway Realty’s Executive Broker, Jimmy Eaken, Closing Coordinator, Cheryl Dugan and Office Manager/Sales Agent, Julie Decker along with Dick Sackett invite you to stop in for a cup of coffee and see their new office. Please note the new office phone number is 870/994-8000.
Ozark Gateway Realty specializes in assisting homeowners sell their properties through its $3,900 Flat Fee Listing service. Provided an owner wanted to be involved with the selling process, there could be a savings of over $17,000 on a $300,000 sale or over $10,000 on a $200,000 sale!
Ozark Gateway Realty’s Executive Broker, Jimmy Eaken, Closing Coordinator, Cheryl Dugan and Office Manager/Sales Agent, Julie Decker along with Dick Sackett invite you to stop in for a cup of coffee and see their new office. Please note the new office phone number is 870/994-8000.
OCTOBER NEWSLETTER
October 03, 2008
Your Ozark Gateway Realty Connection
Richard A. Sackett
October 2008
* * * * * * * ** * * * * * * * * * * * * * * * * * * * * * *
October in Arkansas is a great time of year with cooler temperatures, scenic drives and beautiful fall foliage. You don’t want to miss it.
October 3-4 Annual Backyard Bash & Bike Rally, Mammoth Spring
October 4 Eagle Fest, Ash Flat
October 10-11 Friends of the Library Book Sale/Spring River Art
Gallery Flea Market
October 11 Highland 10th Anniversary Celebration, Highland HS
October 11 Flint Knapping Workshop, Mammoth Spring
October 13 The Ghost of Davidsonville, Old Davidsonville St. Park
October 25 Ghost Town Tour Trolley Ride, Historic Calico Rock
October 25 Cherokee Village Octoberfest, Town Center
October 25 Annual Mammoth Spring Spooktacular
October 27 Fulton Co. Extension Homemakers Craft Fair, Salem
October 31 Hardy Trail of Terror, 6-9 p.m. Loberg Park, Hardy
October 31 Trunk or Treat, Horseshoe Bend
Taken from Real Estate Magazine, September 2008
Commentary by Chris Derrow
1. Liquidity is tightening, and a lot of mortgage companies are struggling to fund their loans. Borrowers should work with well-capitalized lenders, ensuring their funds will be there when needed—at the closing.
2. Borrowers should always work with a lender that can accommodate all types of loans. The loans should include FHA, VA, Conforming and Non-Conforming loans. With the recent price increases with PMI (private mortgage insurance), FHA has become much more attractive than in years past. With recent MIP (FHA’s mortgage insurance premium) changes, higher credit score FHA buyers, even those with 10% down or more, may benefit by comparing an FHA loan with a similar conforming loan.
3. Buyers should always get pre-approved, as opposed to pre-qualified. With no assurances of what future mortgage industry changes will look like, buyers should get fully underwritten pre-approval (subject to appraisal) before house hunting and presenting an offer. Likewise, sellers should always demand, before tying up their property for 30 days or more, while a “pre-approved” offer is being presented.
4. Sellers, if mortgaging their next transaction, should also get pre-approved prior to listing their current home. With recent mortgage changes, some sellers may not qualify for a new home loan after they sell their current residence.
5. And lastly, recent documentation changes have slowed the processing time for many loan types. Buyers should work with a lender that will give them an “on-time” closing guarantee. A responsible lender will “put their money where their mouth is” if they are confident of their service offering, motivating them to hit that important closing date.
None of the above will ensure that the process will go smoothly for all borrowers, but in today’s turbulent environment, eliminating as much uncertainty as possible should provide a more pleasurable buying experience.
Please visit my website ozarkgateway-realty.com for current area listing information. You can contact me anytime at 870-994-8000 or my cell 870-847-1094 or e-mail me at dicksackett@centurytel.net
Richard A. Sackett
October 2008
* * * * * * * ** * * * * * * * * * * * * * * * * * * * * * *
HAVE YOU HEARD THE NEWS???
OZARK GATEWAY REALTY
IS ON THE MOVE!!
COME SEE US IN OUR NEW LOCATION
1206 HIGHWAY 62/412, HIGHLAND
Office - 870/994-8000
Fax – 870/994-8001
THE RED OFFICE ACROSS FROM URGENT CARE
* * * * * * * ** * * * * * * * * * * * * * * * * * * * * * *
OZARK GATEWAY REALTY
IS ON THE MOVE!!
COME SEE US IN OUR NEW LOCATION
1206 HIGHWAY 62/412, HIGHLAND
Office - 870/994-8000
Fax – 870/994-8001
THE RED OFFICE ACROSS FROM URGENT CARE
* * * * * * * ** * * * * * * * * * * * * * * * * * * * * * *
October in Arkansas is a great time of year with cooler temperatures, scenic drives and beautiful fall foliage. You don’t want to miss it.
2008 CALENDAR
October 3-4 Annual Backyard Bash & Bike Rally, Mammoth Spring
October 4 Eagle Fest, Ash Flat
October 10-11 Friends of the Library Book Sale/Spring River Art
Gallery Flea Market
October 11 Highland 10th Anniversary Celebration, Highland HS
October 11 Flint Knapping Workshop, Mammoth Spring
October 13 The Ghost of Davidsonville, Old Davidsonville St. Park
October 25 Ghost Town Tour Trolley Ride, Historic Calico Rock
October 25 Cherokee Village Octoberfest, Town Center
October 25 Annual Mammoth Spring Spooktacular
October 27 Fulton Co. Extension Homemakers Craft Fair, Salem
October 31 Hardy Trail of Terror, 6-9 p.m. Loberg Park, Hardy
October 31 Trunk or Treat, Horseshoe Bend
5 STEPS TO CHOOSING A LENDER
Taken from Real Estate Magazine, September 2008
Commentary by Chris Derrow
1. Liquidity is tightening, and a lot of mortgage companies are struggling to fund their loans. Borrowers should work with well-capitalized lenders, ensuring their funds will be there when needed—at the closing.
2. Borrowers should always work with a lender that can accommodate all types of loans. The loans should include FHA, VA, Conforming and Non-Conforming loans. With the recent price increases with PMI (private mortgage insurance), FHA has become much more attractive than in years past. With recent MIP (FHA’s mortgage insurance premium) changes, higher credit score FHA buyers, even those with 10% down or more, may benefit by comparing an FHA loan with a similar conforming loan.
3. Buyers should always get pre-approved, as opposed to pre-qualified. With no assurances of what future mortgage industry changes will look like, buyers should get fully underwritten pre-approval (subject to appraisal) before house hunting and presenting an offer. Likewise, sellers should always demand, before tying up their property for 30 days or more, while a “pre-approved” offer is being presented.
4. Sellers, if mortgaging their next transaction, should also get pre-approved prior to listing their current home. With recent mortgage changes, some sellers may not qualify for a new home loan after they sell their current residence.
5. And lastly, recent documentation changes have slowed the processing time for many loan types. Buyers should work with a lender that will give them an “on-time” closing guarantee. A responsible lender will “put their money where their mouth is” if they are confident of their service offering, motivating them to hit that important closing date.
None of the above will ensure that the process will go smoothly for all borrowers, but in today’s turbulent environment, eliminating as much uncertainty as possible should provide a more pleasurable buying experience.
What will your home bring on today's market?
If you are considering making a move and presently own a home, the first place to start is to let me do a Competitive Market Analysis for you. The service is free. Just e-mail me at dicksackett@centurytel.net.Please visit my website ozarkgateway-realty.com for current area listing information. You can contact me anytime at 870-994-8000 or my cell 870-847-1094 or e-mail me at dicksackett@centurytel.net
